Because it was a weekday, meaning that I could once again get back into trying to sort out the whole condo thing, I was immediately hit by the sinking feeling that’s been present in my stomach the whole time I’ve been dealing with this whole mess.
As I was saying to Brian yesterday, this is one of those occasions on which, apart from the obvious reasons, I find myself wishing I weren’t alone, as it would be nice to have someone else take care of all of this crap for me, or at the very least share some of the bother.
Ah well.
Just as I was getting ready to call my mother I got a call from my realtor who basically urged me to move forward with the process rather than simply withdraw from the contract, pay off the old debts, and start the whole process over again in a couple of months.
After all, while the real estate market isn’t quite so hot as it once was, the bubble hasn’t exactly burst, so ultimately it would cost me more to wait.
While I was on the phone with my mother I got a call on my cell from Kathleen.
She’d taken the day off and was heading into Ashburn to go to a spa, after which she was meeting Brian at the Olive Garden for lunch and she wanted to know if I wanted to join them.
Given that I don’t eat out much I didn’t know where the Olive Garden was, but I did know where the spa was, so we decided I’d meet her there and ride over to the Olive Garden with her.
She estimated that she’d be out by 12:15, but of course I knew that actually meant 12:20 – 12:25, which was about when I got there.
My attempt at adjusting for Kathleen’s Time Warp was met by a redoubled effort on its part, though, and I still ended up having to wait for about a half an hour.
After lunch I went to my bank to try to track down a check number.
Sometime last year I had paid off one of the old debts that’s still showing up on my credit report.
However, being something of an idiot, I have no record of paying it other than remembering that I did (my memory is corroborated by my mother remembering me telling her about it), so I need to find out when I paid it off so that I can call the creditor and say “In your face!”
It annoys me that I didn’t keep the letter I’d gotten, write down the check number (I write so few checks that I seldom write them down, since I keep track of everything online), or keep the cancelled check when I got it back from the bank.
It’s particularly annoying given the kind of useless crap that I do keep, as evidenced by the searches through the piles of junk whenever I’m looking for the things that I should have kept.
In any case, I went over to the bank and requested copies of statements and cancelled checks from the period last year in which I would have written the check.
Once I have those I can do the whole “in your face” thing and the whole loan process can move forward.
After I got home I called up one of the other creditors and I settled all of those debts (an unemployed, irresponsible drunk who has no real plans to live much longer certainly can rack a lot of them up), and discovered that all of the debts listed by the other creditor were, in fact, duplicates.
Basically when I took off from Michigan and left for Minnesota the collection agency forwarded all of my debts to an agency there.
I’m not sure why they showed up separately in my credit report, though.
In any case, everything is now paid up, so once I have the proof from that other one I should be all set to go much, much further into debt.
And that was pretty much my day. Beyond making pancakes for dinner I didn’t do much else.
But then again, for me, that was rather a lot.
2 comments:
Your gay.. you knew were the spa was.
As I've said many times, if I were gay I would actually have a sex life.
And actually, it turns out that I didn't know where it was. I had a vague idea of where it, but I ended up initially parking in the wrong place and then wandered around for a bit before I found it.
So I suppose that at most that would make me bi-curious.
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